Understanding Net Unrealized Appreciation (NUA) in Retirement Plan Rollovers

The National Bureau of Labor Statistics did a study in August 2021 looking at the number of jobs that people born between 1957 and 1964,...

Long-Term Care: Do you have a plan?

Like many other issues in life, if you do not have a plan, you are planning to fail. Although we will address the financial aspect of...

Breaking the cycle of Paycheck to Paycheck in 4 Steps

Helping you get out of the paycheck-to-paycheck mentality Living Paycheck to paycheck is a burden many Americans face. Around 78% of all...

Why Bonds Are Still Essential for the Retirees Portfolio

My wife is a high school women's basketball coach. As such, and considering we have one daughter in junior high and one in late...

Employer-Sponsored Retirement Plan Options and Considerations for Terminated Employees

You recently left an employer where you were contributing to their 401(k), 403(b), or some other qualified retirement plan. Now what?...

Which Workplace Retirement Plan Should I Select?

Working daily to become a Millionaire The premise of which workplace plan to select assumes that you have a workplace plan available to...

All Things Roth: IRAs, Employer Plans, Backdoor Roth IRA & Mega Backdoor Roth

Roth and Traditional IRAs With a Roth Individual Retirement Account (IRA), money is put in after paying income tax on it, and then you...

The High Earners Tax - Net Investment Income Tax

One tax most are not familiar with is the Net Investment Income Tax or NIIT. This is also sometimes referred to as the Obamacare...

TAXES ARE IMPACTED BY YOUR SAVINGS & INVESTMENT CHOICES

Your Savings, Investments, & Taxes TAXES. Love or hate them, if you live in the United States of America, you can participate in our...

INVESTMENT REAL ESTATE: AVOIDING CAPITAL GAIN TAXES ON THE SALE - 1031 Exchange DST

My friend Dave Ramsey invests in two things: mutual funds with long track records of success and paid-for real estate. He loves real...

WHEN ANXIOUS AND STRESSED ABOUT FINANCES, FIND HOPE WITH RAMSEY SOLUTIONS

To say a lot is going on in the world right now seems like an understatement, doesn’t it? You're not alone.

A HOLISTIC APPROACH TO FINANCIAL PLANNING

What is a “Holistic Plan?” It’s not uncommon to hear the term “holistic plan” in the financial planning and services industry. Most...