WHERE TO FOCUS YOUR RETIREMENT PLANNING

Dueling Contributions Beginning Baby step 4 (Funding retirement accounts) can be exciting for anyone who has emerged victoriously from...

HOW RISK TOLERANCE AFFECTS YOUR FUTURE

In investing, risk tolerance is a phrase used to describe how much an individual is willing to see their account fluctuate, due to the...

AON HEWITT STUDY: 401(K) PARTICIPANTS RECEIVING HELP IMPROVED PERFORMANCE BY 3.32%

The year was 2005 and I was purchasing my first home. It was a small modest ranch with three bedrooms, 1 bathroom and an attached one car...

TAX REDUCTION IN RETIREMENT - QUALIFIED CHARITABLE DISTRIBUTION (QCD)

I’m not sure if there is an actual definition of success tax, however if I were to locate one, it might state that the Required Minimum...

OPERS MEMBERS - YOU HAVE 3 RETIREMENT PLAN OPTIONS

If you are an OPERS employee, you may or may not already know that you have a choice in the type of retirement plan that you participate...

YOUR 401(K) COULD HAVE MORE OPTIONS THAN YOU THINK

For many Americans, a large part of your retirement net worth is contained within your company 401(k) plan. Employer’s encourage this...

CARES ACT: RETIREMENT PLAN CHANGES

The COVID-19 virus has changed our lives, at least for the short run, in impactful ways. As financial advisors, none more pressing than...

WHAT IS A ROTH IRA?

As one of Dave Ramsey’s Smartvestor Pros, it is common for us to meet clients who have heard Dave talk about using a Roth IRA to save for...